Here is the outline for the fourth message of the series SIMPLICITY.

Pastor Steve Lummer

Five Foundations For Simple Financial Freedom


“Riches can disappear fast… so watch your business interests closely.  Know the state of your flocks.”  Prov. 27:23-24 (LB)
“Get the facts at any price!”  Prov. 23:23 (LB)


“Plan carefully and you will have plenty; if you act too quickly, you will never have enough.”  Prov. 21:5
“…stupid people spend their money as fast as they get it!” Prov. 21;20 (GN)


“The wise man saves for the future…”  Prov. 21:20a (LB)
“…He grows rich who accumulates little by little.”  Pr. 13:11 (Jer.)


“Indulging in luxuries, wine, and rich food will never make you wealthy.”  Pr. 21:7
“Be content with what you have…”  Heb. 13:5


“Honor the Lord by giving Him the first part of all your income, and He will fill your barns… to OVERFLOW!”  Prov. 3:9-10 (LB)

“You are under a curse — because you are robbing me.  Bring the whole tithe into my Storehouse… Test me in this, says the Lord, and see if I will not throw open the floodgates of heaven and pour out so much blessing that you won’t have enough room for it.  I will prevent the pests from devouring your crops…”  Mal. 3:9-10 (GN)

“Why spend money on what does not satisfy?”  Is. 55:2

The Lordship Test

The tithe is a tenth

The tithe is a test

The tithe is a tool

For where your treasure is, there your heart will be also. – Matthew 6:21

But seek first his kingdom and his righteousness, and all these things will be given to you as well. – Matthew 6:33

“Whoever loves money never has money enough.” Ecclesiastes 5:10 NIV

If your goal is to prosper in order to fulfill God’s purposes, God will bless you. If it’s just to be rich, you’re on your own! Notice:

(1) Money will buy people, but not true friends. Christina Onassis, one of the richest women in the world, had to hire someone to play tennis with her and go to supper with her. She’d so much money she couldn’t spend it all, yet she lived an empty, lonely life. Yes, money will buy people, but not true friends. They’ll be takers but not givers, and as soon as your money is gone they will be too.

(2) Money will buy books, but not brains. In his book The Seven Secrets, John Hagee writes: “A beautiful prayer tower was erected in the center of Trinity University. Every day the chimes echoed across the campus. But that prayer tower had to be locked with an iron gate. Why? Because some students who could not achieve the academic dreams of their wealthy fathers climbed the stairs of the prayer tower to leap to their deaths.” Yes, money will buy books, but not brains.

(3) Money will buy food, but not a healthy appetite. Ever thought of an empty plate as beautiful? An empty plate becomes beautiful when you have a sick loved one with a deadly disease. You prepare the finest foods only to watch them push it away, nauseated by the sight. Next time you see a dirty plate on your table, thank God for the food He has given you and the appetite to want it. Money can’t buy that. Bottom line: make Jesus Lord of your life, and make your money – His servant!


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